Bret’s approach from that first meeting was very different to what my wife Nanci and I had experienced previously. It all began with setting our goals and although at the time the process was challenging, it was also very empowering....

Judy realised she was overwhelmed: navigating the process of a marriage separation, and suddenly having to independently manage the family finances. A friend at work recommended she speak with Bret Ambrose, and more than ten years later it has proved a most valuable relationship.

“I have a quiet sense of calm knowing that I am financially secure, that my family will be provided for when I am gone and the only thing I have to worry about is being happy and healthy for the rest of my life."

I dream therefore I am...

Approaching retirement twelve years ago, Phil realised he didn’t have a financial advisor with a long term interest in ensuring his dreams became reality. His existing financial planners came through one of the big banks, which meant every six months the individual would change and there was always a feeling they were more interested in selling product than understanding him as a client. A friend referred him to Bret and Ambrose Advisory.

“The reward for a lifetime of hard work and sacrifice is the peace of mind in knowing that we have well thought out and comprehensive plans in place for a secure future and the confidence in knowing that the autumn of our lives can be spent in gratitude and in enjoying what the beautiful globe has to offer..."

I dream therefore I am...

Sean and Bret have known each other since they were schoolmates, though Sean recalls that it was only when his kids came along that he started to seriously consider managing and protecting his income and – one day – his family’s long-term wealth. In almost twenty years working together, Bret’s business approach and Sean’s financial needs have developed together.

“As with everything worthwhile in life, there is no substitute for planning, preparation and perseverance when it comes to financial planning."

I dream therefore I am...

These years are a balance between achieving a comfortable lifestyle now and contemplating and managing the long-term future....

As a small business owner, Ted is acutely aware that when you invest in an advisor you weigh the benefits of their advice against the costs involved. Having known Bret for several years and heard positive feedback from others who had worked with him, Ted finally jumped in two years ago … and the results have included several benefits he says he couldn’t have foreseen.

“Travel is the only thing you buy that makes you richer."

I dream therefore I am...

These years are a time of preparation, confirming your priorities - asking how much is enough and how do I most effectively save for a secure future over the long-term....

These years are a time for peace of mind, time with kids or grandkids, travel and adventure, and a focus on activity and good health to enjoy your time....

This is a time that is emotional on many levels, and the additional thought of money and it’s appropriate management is often confusing and unclear both at a family and personal level....